American Express Issues Travel Insurance Warning

Travelling abroad on your EHIC alone does not provide you with sufficient cover, the credit card firm has warned.

Travelling abroad on your EHIC alone does not provide you with sufficient cover, the credit card firm has warned.

Many British holidaymakers are neglecting to take out travel insurance – because they believe that their EHIC cards offer them cover instead.

According to research from American Express, 2.3 million travellers who took a trip within the EU over the past year did not take out insurance for this reason. The firm also said that this total had not significantly changed since a similar poll was taken in 2006

Currently, the free cards do not provide holiday cancellation, curtailment or repatriation. Instead, EHIC merely offers holidaymakers free or reduced healthcare in EU countries, in cases of accident, injury or illness.

Chris Rolland, head of American Express Insurance Services, explained: “EHIC cards are solely for emergency medical treatment in Europe and people must make sure that they have independent, quality travel insurance to ensure that they have comprehensive cover to avoid any unwanted financial difficulties.”

He added: “With so many Brits planning a summer holiday in Europe this month, travellers should be careful not to rely on European Health Insurance Cards. They are not a substitute for comprehensive travel insurance so you will not be covered for delays, loss of baggage or cancellations or experience other benefits of having an independent travel insurance policy.”

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